About Melanie Day

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So far Melanie Day has created 5 blog entries.

Risks of Remodeling Without a Permit

2017-04-24T15:35:08+00:00 Information For Sellers|

Risks of Remodeling Without a Permit

Most cities require that homeowners obtain a building permit before making modifications to their residence. Which modifications require a permit vary by city. Also, some cities are more vigilant than others in enforcing permit laws.

In order for the homeowner to receive a permit, the homeowner or his/her designee are required to file plans and pay fees to the city. In addition, the improvements are given a value. If they increase the value of the property, this may result in an increase in property taxes. Inspections are often required, and this

Types of Mortgages

2017-04-24T15:18:51+00:00 Information For Buyers|

Types of Mortgages

Fortunately for buyers, there are a variety of mortgages to choose from. It is in your best interest to investigate each of them to determine which is the best for your situation. You probably won’t qualify for all of them. In fact, you may only qualify for one. But if you do qualify for more than one, you may save yourself money (and worry) in the long run if you do your homework before signing on the dotted line.

Fixed Rate Mortgages
Consider a fixed rate mortgage if either of the following describes you:

You plan

How to Negotiate with Sellers

2017-04-24T15:14:42+00:00 Information For Buyers|

How to Negotiate with Sellers

Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations:

Be prepared. Research the housing market in the target area. Once you have information about the general area, focus on the particular property and seller. Look for answers to questions such as:

  1. Why is the homeowner selling? (If they’re moving because they find the area undesirable, you might want to consider this issue.)
  2. How long

Advice for First-Time Buyers

2017-04-24T15:13:01+00:00 Information For Buyers|

Advice for First-Time Buyers

Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.

Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you’re interested in is at or under the amount you

Nags Head

2017-04-22T23:45:36+00:00 Uncategorized|


NAGS HEAD

A Historic Home Haven Located in the heart of the Outer Banks

Nags Head is arguably one of the Outer Banks’ most established tourism destinations, and the area remains popular with visitors today for its wealth of amenities, sprawling ocean and soundfront views, and classic Outer Banks style. In Nags Head, a beach-loving vacationer can find virtually anything to make an OBX vacation perfect, including some of the area’s favorite restaurants, natural and historical attractions, and miles of fun. Visitors come here year after year for the fantastic Outer Banks beaches and ample entertainment,